3.1% Assumable Loan! Incredible Opportunity in Anthem Ranch! Step into resort-style living with this stunning retreat in the coveted Merrill at Anthem Ranch community and take advantage of a rare 3.1% assumable mortgage! Why settle for today's rates when you can assume a low one and move into your dream home? From the moment you arrive, you'll know this is more than just a house, it's home. The charming curb appeal welcomes you with a 2-car garage plus golf cart storage, and a secure iron gate leads into a private courtyard, perfect for soaking in the mountain air. Inside, you'll find a true showstopper: a chef-inspired kitchen complete with gas stove, upgraded hood, and an expansive island ideal for entertaining. The open layout includes 2 spacious bedrooms, 2.5 bathrooms, and a split floor plan that offers privacy for you and your guests. You'll also enjoy a dedicated office/den, formal dining room, cozy sitting area, and a spacious living room with an extended sliding glass wall that opens to your beautiful backyard featuring your very own spa for relaxing evenings under the stars. Additional upgrades include: Tankless water heater Water softener Hanging shelves in garage Thoughtfully landscaped backyard And the best part? This home isn't just about beauty it's about lifestyle. Anthem Ranch offers one of the most comprehensive active adult communities in Arizona with a 48,000 sq. ft. Recreation Center, indoor and outdoor pools, golf, pickleball, tennis, walking trails, a clubhouse, on-site restaurant, and dozens of clubs and activities to enjoy year-round.